Life Insurance is an important part of your overall financial plans simply because it answers the question, “how will I provide for my family, after I am gone?” It’s all about planning for the future. At Thompson Insurance we can offer a range of products that will help you answer that question with the utmost confidence. Our team will work with you to get a picture of you and your family’s needs in order to craft a plan the fits you best.
Who Needs life Insurance?
You may ask yourself if you really need life insurance at this point or not. If any of the following categories describe you, then give us a call today so we can help.
- Business Owner or Officer?
- Single mom or Dad?
- Saving for Education
- Recently Married or Divorced?
- Stay-at-Home Mom or Dad?
- Lost a loved one
- Recently had an inheritance or financial windfall
- Empty Nester?
- Recently Purchased a Home?
- Begun caring for an elderly family member or one with Special Needs
- Retiree or considering retirement?
- Already Have Life Insurance through an employer?
We offer solutions for the following products:
Permanent life insurance, including whole life insurance and universal life insurance, provides protection over the course of a lifetime, not just a set period. These policies also have a cash value – a return on a portion of your premiums invested by the insurance company.
Term life insurance covers a specified period of time – usually 10, 15, 20 or 30 years; if your death occurs within that time period, your beneficiaries receive the face value of the policy, tax free.
Annuities are a popular option for individuals saving for retirement or interested in generating income in retirement. Annuities can be a great choice for your clients who are looking for:
- A way to save and accumulate money for future needs
- Tax-deferred growth opportunities
- Flexible income benefit options
- Protection against living too long and outliving assets
- Guaranteed death benefits
Whether your clients are moving existing retirement accounts into a rollover IRA, are on the verge of retirement or are looking to generate guaranteed income in retirement, we may have an annuity to fit their needs.
Long-Term Care products are offered with the maximum in policy design and features. Plans include Home Health, Nursing Facility, or Comprehensive care with benefits such as guaranteed renewable for life, bed reservation, no prior hospitalization required, ambulance service, return of premium rider, inflation guard rider, guaranteed purchase option rider and spousal discounts.
- Home Health
- Nursing Facility
- Business Overhead Expense
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